Erie
Insurance Group Privacy Notice
The privacy and
security of your personal information is important to us. This notice
will inform you about our policies and procedures concerning the
personal information about you that we collect, maintain and disclose
in connection with the insurance policies you obtain from us. In
order to offer the highest quality insurance products at the lowest
possible rates, we collect, maintain, and, in some instances, disclose
"nonpublic personal information" about you. Nonpublic personal information
may include your name, address, social security number, wage information,
driving record, policy coverages, medical information or credit
history. It may also include transaction information such as your
premium payment or claims history with us. We appreciate the importance
of your personal privacy and are committed to protecting it as we
provide for your insurance needs.
We obtain nonpublic
personal information about you from the following sources:
- Your insurance
Agent or Producer;
- From you through
applications or other forms such as claims forms or underwriting
questionnaires;
- Insurance
support organizations such as claims reporting services and other
parties who provide information on insurance related transactions
you have conducted with us, our affiliates, as listed above, or
others;
- Consumer reporting
agencies.
We
Do Not Sell Your Information to Others for Marketing Purposes
Because we respect
your privacy, we do not sell, trade or otherwise disclose your identity
or any other personal information about you to third parties for
their marketing purposes. This includes information we obtain concerning
all applicants, customers and former customers. We may, however,
share information regarding your transactions with us with our affiliates,
as listed below, or companies that perform marketing services on
our behalf to assist us in providing our products and services to
you. These companies are required to keep your information confidential.
Information
We May Provide to Others
We only disclose
nonpublic personal information about our applicants, customers and
former customers as permitted or required by law in conjunction
with our normal insurance operations. Here are some examples:
- We may disclose
information to others such as our claims adjusters and our attorneys
in the processing of an insurance claim;
- We may be
required by a court of law to provide information in connection
with a legal proceeding;
- We share information
with consumer reporting agencies and insurance support organizations;
- We may share
information with government agencies which conduct examinations
of our procedures.
Security
of Your Personal Information
While your nonpublic
personal information is under our control, access is limited to
those employees who have legitimate business needs for such information
with respect to your insurance coverages. In accordance with applicable
state and federal regulations we maintain physical, procedural and
electronic safeguards to protect the privacy and confidentiality
of your nonpublic personal information.
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